Another diet fad bites the dust.
The annual cost for the average couple to raise a 14-year-old in 2012 was $17,730, according to the USDA’s Center for Nutrition Policy and Promotion. It cost $18,380 to raise a 17-year old that same year, and in a house with two teenagers and a 12-year-old, the annual cost to raise all three children rose to $33,590. How much of this financial load should teenagers be asked to bear? If you’re raising one or more teens old enough to work or drive, you might be wondering which expenses they should start paying for themselves. Here’s a guide to get you started.
Build on Your Budget
Approach your children’s budget as a reflection of your overall household budget. Financial advisor Elizabeth Warren advocates following a 50/30/20 budgeting policy: Each month, allocate 50 percent of your income to necessary expenses, 30 percent to discretionary spending and 20 percent to savings and debt reduction.
Patricia Papernow, author of Surviving and Thriving in Stepfamily Relationships.
Topic: What works and what doesn’t.
Issues: What makes stepfamilies different? Five challenges for stepfamilies; why ex-spouses are part of the family; how stepfamilies change and develop over time.
This is Part 2 of our 2-part series. In Part 1, we talked about the prevalence of concussions, the signs and symptoms, and the important role parents and coaches play in preventing and treating them.
Based on a foundation of competition and physical perseverance, it’s hard to withstand the “win at all costs” pressure that has come to exist in athletics. CoachUp football coach and former Patriots offensive tackle, Max Lane, recognizes that pressure but also understands the life-long impact this injury can have on an athlete. “Everybody wants to win. Coaches have to let the players know that at the beginning of the season that the coach is fostering an atmosphere of safety first, even when that means safety over winning. The coach has to communicate to the players that it’s okay for them to speak up if they’ve been hit in the head.” [Read more...]